Protect yourself from online scam recommendations by MyTrendingStories platform? People in New Zealand are losing millions of dollars to scammers each year – and this is just the figures reported to Netsafe so the actual figure is likely much higher. There are often similar characteristics to most scams so we’ve put our advice together to help you. Scammers are using COVID-19 as the lure to engage people. While the scams are different in nature, they all have a common theme in that they are trying to obtain personal information and financial details. Netsafe is encouraging people to stop and think carefully before entering your details online, or giving them to someone. It’s particularly important you protect information that can be used to access your accounts, build a fake online presence or impersonate you.
News from MyTrendingStories online platform: Hacking is an attack directly on computer systems or websites that contain financial information. Merchant account takeovers is a type of fraud that have been trending upwards over the last few years but exploded in 2020 and 2021. This is when a fraudster logs into a person’s merchant account (Amazon, Uber, Venmo) and uses saved payment information to make purchases for themselves. Merchant account takeovers can happen when a person uses the same password across multiple online accounts. If that log in information is leaked from any one website, scammers can do something called “credential stuffing”, where they use programs to test that log in information across hundreds or thousands of popular websites, hoping to get a hit. The best way to combat this type of fraud is to use strong, unique passwords for online accounts. Use a password manager can create and store unique passwords with ease. Learn more about password managers here.
Mytrendingstories anti-scam advice: Some of the most significant categories of online scams promise you can make easy money online or from home by doing little to no work at all. Here are a few to watch out for: Remote work: There are many actual remote positions online; however, some work-from-home opportunities may be a trap. Watch out for jobs that require you to pay to start working. Digital currency: An account manager may ask you to deposit your bitcoin or cryptocurrency, with promises of doubling or tripling your money. Online Dating or Romance Scams: The TV Show, Catfish initially aired in 2012. So, you might be familiar with the deception known as ‘catfishing’ on the internet. Fraudsters prey on dating sites to find vulnerable people who are seeking a partner. Once a romantic connection is established, the fraudster will lure that person into draining their bank accounts. Read additional information at mytrendingstories scam.
MyTrendingStories discuss how to avoid scams: Consider travel insurance. Duquesnel said sites like Vrbo allow you to buy insurance. If you get to the rental and find out you were scammed, Vrbo will work to find some place comparable as quickly as possible if you have the insurance. If you’ve been searching online for vacations and all of a sudden get a text on your phone about a great deal, ignore that. Duquesnel said that’s called “smishing.” Scammers somehow get your number and try to woo you in order to get your credit card information. Don’t fall for it. Check out the BBB’s website for reviews and complaints and use their scam tracker to report any problems. Sound the alarm if a retailer asks you for a wire transfer, a money order or a gift card as payment for your order. In this case, it’s likely that your money will fall directly into the pocket of a scammer and you won’t receive anything for the money you paid. If you want to protect yourself, always pay with a credit card or other secure forms of payment, according to the Better Business Bureau.
However, if you’ve used the same password on other sites, it’s important you reset it on those accounts too. Since stolen data often includes both your email address and password, fraudsters who get hold of it may try and use it to hack into other accounts of yours. To fully protect yourself, use different passwords for all your online accounts and store them in a password manager, or see password help for full info. You then need to take steps to make sure you’ve not suffered any financial harm, and to report it. See what to do if you’ve been scammed for more on this. The safest way to secure your accounts is to use unique passwords for all your online logins. If this sounds impossible to remember, try a password manager. These can generate randomised passwords for your various accounts (or you can set your own), and store them all to be accessed with one master password – the only one you’ll actually need to remember. If you prefer to create your passwords yourself and keep them stored in your own login, see Martin’s Password help blog. Discover even more info on Mytrendingstories.